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Every financial statement.
Understood.

Extract data from bank statements and analyse company income statements — powered by AI. Built for South Africa.

FNB_Statement_Mar2025.pdf — StatementIQ
Original PDF
FNB BANK
Account: **** 4821
Period: 01 Mar – 31 Mar
─────────────────────
01/03 WOOLWORTHS PTA -R842.00
03/03 SALARY DEPOSIT +R45000.00
05/03 NETFLIX SA -R199.00
07/03 ENGEN BRYANSTON -R620.00
10/03 CAPITEC ATM -R500.00
...
Processing with AI
Extracted & structured
DescriptionDebitCredit
Woolworths PTA
R842.00
Salary deposit
R45,000.00
Netflix SA
R199.00
Engen Bryanston
R620.00
Capitec ATM
R500.00
🔒 Bank-grade encryption
🇿🇦 Built for SA
Results in under 10s
📊 Bank statements + Income statements
🤖 Vision AI powered

Two tools. One platform.

Whether you're processing personal bank data or analysing a company's financials, StatementIQ has you covered.

Extract transactions from any SA bank statement

Upload a PDF — scanned, photographed, or digital — and get a clean, structured table of every transaction in seconds. No templates, no column mapping, no manual work.

  • All major SA banks: FNB, Absa, Capitec, Nedbank, Standard Bank and more
  • Date, description, debit, credit and running balance extracted
  • Export to CSV, JSON or Excel in one click
  • REST API for high-volume and automated pipelines
Try bank extraction →
Capitec_Jan2025.pdf — StatementIQ
Extracted transactions
DescriptionDebitCredit
Shoprite Brackenfell
R312.00
Salary — Acme Pty Ltd
R32,500
Uber Eats
R189.00
DSTV Subscription
R949.00
MTN Airtime
R50.00
47 transactions extracted

Analyse company income statements with AI

Upload an annual report, management accounts, or any income statement PDF. StatementIQ extracts every line item and computes key financial ratios — instantly.

  • Revenue, gross profit, EBITDA, net income extracted and structured
  • Automatic ratio analysis: gross margin, net margin, ROE, current ratio and more
  • Year-on-year comparison across multiple periods
  • AI commentary — plain-language summary of financial health
  • Works with JSE-listed companies, SMEs and management accounts
Try income analysis →
Shoprite_AnnualReport_2024.pdf AI analysed
Shoprite Holdings Ltd
Year ended 30 June 2024 · R'000
Revenue
Total revenueR231,482,000
Cost of sales–R178,204,000
Gross profitR53,278,000
Operating expenses
Employee costs–R22,140,000
Occupancy costs–R8,930,000
Other opex–R9,210,000
Operating profit (EBIT)R12,998,000
Net incomeR8,744,000
Gross margin
23.0%
Net margin
3.8%
YoY revenue
+11.2%

From PDF to financial insight
in under 30 seconds

StatementIQ doesn't just extract numbers — it understands them. Get ratios, red flags and plain-language commentary automatically.

📋

Full P&L extraction

Every line item pulled out — revenue, COGS, gross profit, EBITDA, depreciation, interest, tax, net income — structured as clean JSON or Excel.

📐

Automatic ratio analysis

Key ratios computed on every upload. No formulas to write.

Gross margin Net margin EBITDA % ROE Current ratio Debt/equity
📅

Multi-period comparison

Upload 3 years of statements and get a side-by-side comparison table with YoY growth rates and trend analysis.

💬

AI commentary

Plain-language summary of the company's financial health — written for accountants, credit analysts and investors alike.

🚨

Red flag detection

Automatically flags warning signs: declining margins, high debt load, negative cash flow, revenue concentration risk.

🔗

Works with any format

JSE annual reports, SARS-formatted accounts, management accounts, IFRS or SA GAAP — the AI adapts to any layout.

Three steps to financial clarity

Works identically for bank statements and income statements. Upload, extract, export.

1

Upload your statement

Drag and drop any PDF bank statement — scanned, photographed, or digital. We handle them all.

2

AI reads and extracts

Our vision model reads every line — transactions for bank statements, or revenue, costs and ratios for income statements.

3

Download structured data

Get a clean CSV, JSON, or Excel file ready for your accounting software, CRM, or data pipeline.

Everything you need

Built for accountants, credit analysts, fintechs and developers working with SA financial data.

🏦

All major SA banks

FNB, Standard Bank, Absa, Nedbank, Capitec, Investec, TymeBank and more — digital and scanned.

Under 10 seconds

A typical 3-month statement is processed and returned in under 10 seconds, even for complex layouts.

🔗

REST API access

Integrate StatementIQ directly into your platform. Send a PDF, get JSON back. Full API docs included.

🔒

POPIA compliant

Your data is encrypted in transit and at rest. Files are deleted from our servers within 24 hours.

Works with every SA bank

If it's a South African bank statement, StatementIQ can read it.

FNB
Standard Bank
Absa
Nedbank
Capitec
Investec
TymeBank
Discovery Bank
African Bank
Bidvest Bank
Old Mutual
+ more

Simple, honest pricing

Pay per statement or subscribe for volume. No hidden fees.

Starter
Free
Perfect for trying it out
  • 10 bank statements / month
  • 3 income statement analyses
  • CSV & JSON export
  • All SA banks
  • Email support
Get started free
Enterprise
Custom
For fintechs & large volumes
  • Unlimited statements
  • Unlimited income analyses
  • Red flag & risk scoring
  • Dedicated processing
  • SLA guarantee
  • POPIA compliance docs
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Stop wrestling with
financial PDFs.

Bank statements, income statements, management accounts — StatementIQ reads them all so you don't have to.